Commercial banks in Namibia operate through a nationwide network of branches and offer a comprehensive range of banking services, including current account and overdraft facilities, term deposits, discounting of bills, foreign exchange and a variety of loan products. General banking facilities such as hire purchase and leasing packages are also available and most of the commercial banks are capable of providing specialised merchant banking facilities. Branches of banks can be found in most towns in Namibia with agencies in the smaller centres. International services are available through interbank arrangements while electronic banking and teller services are available in all major centres.The banks are connected to major international communication networks, ensuring fast and efficient transfers of funds to and from other centres in the world.
The Agribank of Namibia assists the domestic agriculture sector in the country, while the Development Bank of Namibia assists small and medium size business enterprises.